Mortgage Loan Modification

Millions of Americans are struggling to pay their mortgage payments each and every month. With a loan modification, you might be able to lower your monthly payments by reducing the principal, reducing the interest rate and waiving late fees if applicable. We are currently working with all major lenders for mortgage loan modifications. Some lenders we have successfully modified loans within 1 to 2 weeks, while others can take up to 3 months. Each situtation is different and we must speak with you to see if you qualify, so fill out our form to see if you can lower your monthly payments today.

In addition to loan modifications, we also have a principal reduction program that will work for many homeowners if you are upside down on your loan. With this program, you do not pay any upfront fees and the small fee it does cost is put into the closing costs of your new loan. This is great news for homeowners who were unable to qualify for a traditional loan modification!

We can help determine if you qualify for any of the following:

• 3% interest rate Part of some of the lender’s internal plans

• 2% interest rate Bottom Floor rate allowed with Federal Programs

• If you have fallen behind you may possibly be able to have the late payments and fees move to the backend of the loan.

• Extend your term of the loan to 40 years, to lower monthly payments.

• Principal Reduction - Potentially see what the bank can offer through a government sponsored mortgage loan modification or private programs.

• Forbearance Plan - Not the preferred way to go, but sometimes necessary and can lead to future modification.

We will be able to do the following within minutes on the phone with you.

Establish your qualifying hardship
Qualify your financials
Qualify you for any debt reduction programs, and explain the potential options to you
Qualify you for potential Principal Reduction Programs

Fill out our form or call us now at 866-329-3328.